Privacy Policy

Last updated: October 5, 2026

This Privacy Policy describes how Replenish Labs Inc. ("Company," "we," "us," or "our") collects, uses, and shares information in connection with your use of the Baller application ("Service").

Information We Collect

Quiz responses. When you use the credit card quiz, we receive your answers (spending preferences, reward type, credit score range, fee preferences, and payment habits). These answers are processed in real time to generate recommendations and are not added to a user profile or application database. Limited, non-identifying operational events are handled as described below.

Usage data. We log non-identifying operational events in a private company workspace for analytics and product improvement. These events may include quiz answer categories and recommended card names, but do not include names, email addresses, account numbers, or ChatGPT conversation content.

Information we do not collect. We do not collect your name, email address, financial account numbers, Social Security number, or any other personally identifiable information.

How We Use Information

We use the information described above to:

  • Generate personalized credit card recommendations during your session.
  • Improve and maintain the Service.
  • Monitor aggregate usage trends.

Third-Party Services

The Service runs within the ChatGPT platform operated by OpenAI. Your interactions with ChatGPT are subject to OpenAI's own privacy policy. We also use OpenAI's API to process quiz answers and generate recommendations, and service providers to operate our private internal analytics tools. These providers process information on our behalf. We do not sell quiz responses or share them for advertising purposes.

Data Retention

Quiz responses are processed in memory and are not added to a user profile or application database. Limited, non-identifying operational events may be retained under our internal analytics provider's workspace retention settings.

Security

We use commercially reasonable measures to protect information processed through the Service, including encryption in transit (TLS) and secure hosting infrastructure.

Children's Privacy

The Service is not directed to individuals under the age of 13. We do not knowingly collect information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. If we make material changes, we will update the "Last updated" date above. Your continued use of the Service constitutes acceptance of the revised policy.

Contact Us

If you have questions about this Privacy Policy, contact us at:
Replenish Labs Inc.
Email: kashyap@trybezel.com